A ROTH IRA can be a great place to grow after tax dollars without worries of future tax obligations on distributions but there are limits on what you can put in and income restrictions. There is an alternative to the ROTH that works very similar with virtually no contribution limits, no income limits, and no restrictions on when and how you use it and it includes guaranteed growth year after year regardless of market conditions that can be accessed tax free. It's called High Value Life Insurance also known as the ROTH of the wealthy.
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