I had the pleasure of working with a client today on their debt action plan. We discussed how to free up cash flow immediately and pay off their debt in less than half the time while building a great savings for future purchases and investments with the same dollars. This will reduce the stress level financially in their lives in a huge way! The infinite banking concept works great for those with debt and for those who have no debt and want to take over the banking aspect of their lives. Either way it is a far better alternative to a savings account at a bank that pays you very little interest while they are making great money on your deposits loaning them out to others at the bank. You have to store cash somewhere why not in your own bank?